Credit Scores
Floe integrates with Cred Protocol to display on-chain credit scores, giving lenders and borrowers transparency into counterparty creditworthiness.
What Are Credit Scores?
Credit scores are computed by Cred Protocol based on your on-chain lending and borrowing history across DeFi protocols. They reflect your track record of repaying loans, maintaining healthy collateral ratios, and avoiding liquidations.
Scores are read-only — Floe displays them but does not compute them. Your score is the same across all protocols that integrate Cred.
Where Scores Appear
Dashboard Radar Chart
Your credit profile is visualized as a radar chart on the dashboard, showing multiple dimensions of your on-chain activity:
Repayment history
Collateral management
Protocol diversity
Activity volume
Account age
Loan Book Badges
When browsing the loan book, each intent displays a credit tier badge for the counterparty. This helps lenders assess borrower reliability and helps borrowers identify established lenders.
Credit Tiers
Excellent
Strong on-chain track record, minimal liquidations
Good
Solid history with occasional risk events
Fair
Limited history or some negative events
New
Insufficient on-chain history to score
Sharing Your Score
You can share your credit score as a card image on social media. The share feature generates a tier-aware template with your score visualization, optimized for X/Twitter and other platforms.
Go to the Dashboard
Click the share button on your credit score card
Copy the link or download the image
How Scores Affect Usage
Credit scores are informational only — they do not gate access to any Floe features. Any wallet can lend, borrow, and interact with the protocol regardless of score.
However, scores are visible to counterparties in the loan book, which may influence matching decisions when users manually select intents to match with.
Last updated